Along with this, you'll also find a huge list of smaller banks/credit unions that are supported as well. Major brands like AMEX, Capital One, Chase, Discover, and Wells Fargo are all on-board with Google Pay in the U.S. Thankfully, Google's been building up this list for quite a few years meaning there's a good chance you're covered. Card/bank compatibilityĭo you live in a country that supports Google Pay? Awesome! However, that's just half the battle in ensuring you can use the service.Įven if you live in one of the above countries, you still need to have a bank and card that supports Google Pay before you can start making payments in stores with your phone. The Google Pay app will then let you use whatever payment methods you've previously uploaded to the Google Pay (opens in new tab) payment system you can also upload new methods at that link. Then you decide if you want to let friends find you via search, receive reward and cashback offers, or receive relevant store recommendations. It walks you through the steps of adding your information and 2FA protections. Until we know more specifics of how Google Pay will work, we'll defer to our original Google Pay app set-up guide. This will let you save or earn when you use Google Pay to process transactions at those businesses. This can include discounts and cashback rewards. The app can also help you find special offers from merchants. The app currently shows your local restaurants and gas stations that accept Google Pay even though you'll use Wallet to pay at those locations, we think the Pay app will still retain this feature. If you want an instant transfer, you'll have to pay a 1.5% fee with a $0.31 minimum. Transfers to and from your bank account are generally free so long as you wait 1-3 days for the transfer to go through. At least on Android phones, since iPhones lack that kind of interconnectivity except for Apple apps. The same goes for making payments to local businesses that accept GPay.Īnd certain apps, like Google Assistant or Messenger, should still connect to Google Pay (or Wallet) as well, should you wish to make payments that way. That way, you can make payments to your friends and family, or receive them. The new GPay payment system will let you quickly connect with contacts or groups of contacts in the app.
But based on what's currently available, we can explain how the remaining features will work in the new system. Since Google Wallet is still "coming soon," we haven't seen the new, devolved Google Pay yet.
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